About Our Program

What is Rent to Own?

It is a lease with an option to purchase. It's an opportunity to be living in the house paying rent until you qualify for a loan. As you're going through the rent to own process, you will be trying to improve your credit improve your time on the job until you can qualify for a loan. Once you qualify for a loan then you exercise the option and close on the purchase of the house

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What is the difference between a Rental and Rent to Own Property?

The difference is that when you are doing a straight rental you really have no control and you really don't have any desire to own that particular property all of the control is in the hands of the landlord. When you do a rent to own which is a lease with the option to purchase you can do things to improve the house while you're in a rent to own that you can't in a rental so you have much more freedom and use of the property the way that you want to use it.

How do I get started?

It's relatively easy to get started. You really should have your most current pay stubs or your most current W-2 forms or tax returns. You need to know what your gross monthly income is before taxes. The next thing that you should have is an idea of where your credit scores. I recommend that all our clients go to creditkarma.com. Credit Karma is free and it's always free and it's going to give us a good snapshot of where you're at today. The next thing to do is go to the Apply Now! section of the website and fill out our form that is on there get started.

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